Tsfp6.org http://www.tsfp6.org Online Magazine Digest Wed, 21 Jun 2017 07:00:19 +0000 en-US hourly 1 Two Ways to Invest in Gold without Buying the Bars http://www.tsfp6.org/money-times/two-ways-to-invest-in-gold-without-buying-the-bars Wed, 21 Jun 2017 06:57:51 +0000 http://www.tsfp6.org/?p=3032 To become wealthy, it is important you do know not only how to save, but also how to invest. The latter allows you to grow money passively – earning while you are sleeping. Fortunately, there are different kinds of passive portfolios to choose from, and these include gold. The shiny, shimmering metal from earth is one of the most valuable in history. Although its value in the market fluctuates, overall, it increases. The demand for gold is high. From electronics to medicine …

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GoldTo become wealthy, it is important you do know not only how to save, but also how to invest. The latter allows you to grow money passively – earning while you are sleeping. Fortunately, there are different kinds of passive portfolios to choose from, and these include gold.

The shiny, shimmering metal from earth is one of the most valuable in history. Although its value in the market fluctuates, overall, it increases. The demand for gold is high. From electronics to medicine and finance, a piece of gold is useful.

Investing in gold does not have to break the bank or collecting gold bars. You can consider these two ways.

Gold sovereigns

Gold does not come in big packages only. They can also be as small as coins. Sovereigns are gold coins produced as early as the 1800s. It has a nominal value of only pound sterling, but a coin can have a 22-carat weight of gold.

These are some of the most popular coins, once referred to as gold standard currency, and there are many of them in the market. But if you are buying gold sovereigns in the UK produced during the 19th century or before 1932, you can also get yourself a collector’s item.

In the process, you have a good source of gold and a potential moneymaker if you decide to sell it.

Exchange Traded Funds (ETFs)

ETFs work similarly as mutual funds. Investors pool their money to invest in certain commodities. A manager handles the account. A large difference is the fact ETFs invest like a stock exchange. A gold ETF means the price of the asset is hedged on the value of gold at any given moment.

Gold is a volatile asset, which means its price can change significantly very quickly. But if you pay attention to the changes inside and outside the financial market, as well as choose a good ETF company, you can earn huge returns in a day.

Investing gold in this manner gives you better flexibility on how to use your money. You also do not have to worry about excessive safekeeping measures.

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New Zealand Homeowners Face $32.8M Repair Bill http://www.tsfp6.org/money-times/new-zealand-homeowners-face-32-8m-repair-bill Mon, 19 Jun 2017 13:33:03 +0000 http://www.tsfp6.org/?p=3028 The second most expensive residential property repairs in New Zealand could amount to $32.8 million due to several reasons. The repairs concern the Mountain View Apartments complex in Auckland, where inspectors discovered leaks and structural problems, as well as fire-safety and electric-related work. Most of the bill comprises $26.3 million of construction costs. The residential complex’s owners, however, could end up not paying the entire amount, as taxpayers would shoulder $7.8 million due to the Government’s Financial Assistance Package. Business …

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Residential property being repairedThe second most expensive residential property repairs in New Zealand could amount to $32.8 million due to several reasons.

The repairs concern the Mountain View Apartments complex in Auckland, where inspectors discovered leaks and structural problems, as well as fire-safety and electric-related work. Most of the bill comprises $26.3 million of construction costs.

The residential complex’s owners, however, could end up not paying the entire amount, as taxpayers would shoulder $7.8 million due to the Government’s Financial Assistance Package.

Business Losses

Some of the major renovation projects required for the apartment complex include working involving upgrades for structural strength, new roofing and cladding, according to Stuart Wilson of project manager Maynard Marks. It will also require “extensive passive fire remedial works,” Wilson said.

The level of necessary repairs has incurred losses from rental revenue for unit owners, including Paul McCormack, who owns an apartment there. McCormack stated that he lost an estimated $50,000 due to the uninhabitable state of the property.

The case represented a clear example of why doing maintenance checks to your residential property will spare you from huge costs.

Electrical Wiring

The cost of repairing Mountain View Apartments will also cover plenty of electrical work. Each homeowner should make it a habit to check for faulty wiring, proper grounding and the correct amount of insulation.

Another option involves hiring an expert to do electrical testing in Wellington or Auckland, a service offered by firms such as Adam Tulloch, depending on your residential area. They will help you in identifying whether or not you live in decades-old homes, which have outdated electrical systems.

Homeowners can avoid paying a hefty amount for repairs by routinely checking for potential issues. Maintenance work also allows them to be proactive in preventing damages to their property, which could lead to more serious and costly problems in the future.

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4 Things to Consider When Buying Gold Coins http://www.tsfp6.org/money-times/4-things-to-consider-when-buying-gold-coins Thu, 15 Jun 2017 16:55:04 +0000 http://www.tsfp6.org/?p=3023 There are many types of investments you can make, not just real estate or stocks. For instance, if you prefer tangible and low-risk investments, you can opt to buy gold and silver jewellery or even bullion and coins. In recent years, more and more people are finding great benefits (and peace of mind) when they buy gold coins. If you’re new to this type of investment, here are the three key things you should consider. The price of gold bullion …

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Golds piled upThere are many types of investments you can make, not just real estate or stocks. For instance, if you prefer tangible and low-risk investments, you can opt to buy gold and silver jewellery or even bullion and coins.

In recent years, more and more people are finding great benefits (and peace of mind) when they buy gold coins. If you’re new to this type of investment, here are the three key things you should consider.

The price of gold bullion coins

Sovereign governments that mint gold bullion coins charged a fabrication fee for the coins. This is why the gold bullion coins are traded at a small top price compared to the actual gold price on the spot. Experts advise both new and veteran gold bullion buyers to contact a handful of reputable shops and dealers so they can shop for the best price they can get. Many experts also advise that buying gold coins on eBay to avoid bidding wars.

Avoiding collector or rare coins

If you’re new to investing in gold and silver coins, you need to know the difference between normal gold and silver coins and collector or rare ones. The value of bullion coins typically changes based on the current gold’s market price. As for the collector or rare coins, the values are based on the so-called “historical supply and demand.” Moreover, buying rare coins require more expertise. So unless you’re really into the collector coins, try to dip your toes into the normal bullion first.

Delivery of Purchased Coins

Normally, it can take between 10 to 14 days for the deliveries to be made. If there are any delivery issues from the mint, your dealer should inform you right away about the delays. Whether you are buying small or large quantities of gold coins, you should always read and understand the delivery options and ensure that the coins are delivered in mint conditions.

Invest in Gold and Silver Coins Today

Unlike stocks, gold and silver coins are tangible investments. And because these precious metals have limited supplies, the demand for them often always stay high. Consider these types of investments and enjoy great returns and peace of mind.

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Should You Get Assisted Living for Your Loved Ones? http://www.tsfp6.org/healthy-times/should-you-get-assisted-living-for-your-loved-ones Tue, 13 Jun 2017 02:06:10 +0000 http://www.tsfp6.org/?p=3018 If you or your loved one needs help to complete basic day to day tasks like grooming and taking a bath, or you are just looking for a less complicated way of living, an assisted living facility may be the ideal option. When considering assisted living in Utah, Legacy Retirement says that it is best to weigh the advantages versus the disadvantages. Advantages of Assisted Living Among the major advantages of an assisted living arrangement are the security and safety features in …

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Young Nurse Helping a Senior ManIf you or your loved one needs help to complete basic day to day tasks like grooming and taking a bath, or you are just looking for a less complicated way of living, an assisted living facility may be the ideal option.

When considering assisted living in Utah, Legacy Retirement says that it is best to weigh the advantages versus the disadvantages.

Advantages of Assisted Living

Among the major advantages of an assisted living arrangement are the security and safety features in the facility. There is also the 24-hour access to care and support. The resident likewise enjoys a semblance of independence, and their privacy is respected. The staff are there merely to assist the residents with any tasks they may need help in completing.

While some services may vary from one facility to another, the same basic services are provided. These include three meals each day, assistance with day to day activities, housekeeping, transportation, medical care, exercise programs, social activities, and assistance with medication, among others.

Some facilities for assisted living in Utah offer apartment style living. This allows residents to maintain a semblance of privacy while having easy access to all available amenities. Assisted living affords seniors the luxury of no longer tending to their home, and allows them to get all the help they need.

Is Assisted Living for Everyone?

Assisted living arrangements may not be for everyone. It is important to observe you senior loved one’s needs carefully. If the caring required is beyond providing basic assistance for bathing, dressing, eating, walking, or going to the bathroom, then a more intensive type of care may be necessary such as that of a nursing home.

If the senior has a chronic health condition that needs strict monitoring or treatment, a facility staffed with skilled nurses may be a better option. On the other hand, if the elderly is relatively healthy and does not need assistance with most daily living tasks, an independent living community may be the more ideal and less expensive alternative.

By paying attention to your beloved senior’s needs, and understanding the various options available, you can easily choose the right living arrangement for them.

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Venturing into the Agricultural Sector with 2 Simple Ways http://www.tsfp6.org/digi-serve/venturing-into-the-agricultural-sector-with-2-simple-ways Fri, 09 Jun 2017 06:38:01 +0000 http://www.tsfp6.org/?p=3014 Next to water and oxygen, food is a primary human need, making agriculture a lucrative business venture. However, the perishability of most agricultural products makes the sector tricky. Luckily, you can overcome such challenges and cash in on the growing need for fresh food supplies. Take the time to learn the market You need to be sure there’s a market for a particular product long before commencing with the planting process. Otherwise, you might be saddled with an entire field …

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Dairy Cattle in FarmNext to water and oxygen, food is a primary human need, making agriculture a lucrative business venture. However, the perishability of most agricultural products makes the sector tricky. Luckily, you can overcome such challenges and cash in on the growing need for fresh food supplies.

Take the time to learn the market

You need to be sure there’s a market for a particular product long before commencing with the planting process. Otherwise, you might be saddled with an entire field of food that nobody wants to eat. Changing consumer preferences can cause you to incur massive losses. With a little bit of research, you can identify the most popular and lucrative crops to farm.

Such a move would enable you to break free of common stereotypes that lead farmers to register dismal returns. It would also clue you in on the areas with the most profitable markets to ensure that you get top dollars for your produce.

Have the right farming implement

Changing weather conditions, water shortages and pestilence are some other problems you have to overcome when venturing into agriculture. While these problems might seem severe, you can overcome them quite quickly. Innovative farming technology and equipment can help you increase the yields at every turn.

Just be sure to contract an agricultural expert and source your tools from a reputable farm equipment supplier. With modern technology, you can ensure an adequate supply of water and eliminate any pests or diseases.

Agriculture remains one of the most lucrative business ventures in the world. With a ready market and proper farming technology, you can run a successful venture.

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Benefits of Quality Family Time http://www.tsfp6.org/healthy-times/benefits-of-quality-family-time Mon, 05 Jun 2017 02:41:00 +0000 http://www.tsfp6.org/?p=3010 Due to modern demands of work, families are just spending less time together. A survey shows that families on the average spend eight hours together on a week, with 30 minutes spent on an average weekday. More than providing the kids with a comfortable lifestyle, spending quality time with them is more important, especially for their physical and emotional health. Aside from what is usual, you can try other activities such as whale watching in Western Australia offered by touring companies …

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Family Enjoying Camping in CountrysideDue to modern demands of work, families are just spending less time together. A survey shows that families on the average spend eight hours together on a week, with 30 minutes spent on an average weekday.

More than providing the kids with a comfortable lifestyle, spending quality time with them is more important, especially for their physical and emotional health.

Aside from what is usual, you can try other activities such as whale watching in Western Australia offered by touring companies such as All Sea Charters. As you spend more time with your families, you are also nourishing their heart and mind as well.

Here are benefits of family quality time.

Promotes Self-Esteem

When families spend more time together, children build a positive self-esteem. As they feel valued by their parents, kids feel better about themselves. Activities such as bike riding, walking along or playing sports outdoors are meaningful enough for your children to have a more positive sense of self-worth.

Strengthen Family Bonds

As you spend more time together, your emotional bond as a family gets stronger. You get to adapt to different situations as a family and overcome it together. Bond together, communicate, know each other better, and do things you both enjoy and strengthen your family ties.

Encourages Positive Behaviour

The benefits of family time are evident during the teenage years. When children and adolescents spend more time with family, the less likely they would experiment with substances like nicotine, alcohol, and marijuana. Also, kids tend to eat healthier when they eat with their family members.

Happy Memories

Whale Watching in WA? Swimming on the beach? This would create happy memories to parents and children. This would foster a healthy, loving environment that kids would bring until they grow older.

More family time means raising the children with love and care. You get to foster happy kids who in turn would grow into responsible, confident adults.

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Five Tips to Ensure Success for Your Farm Business http://www.tsfp6.org/digi-market/five-tips-to-ensure-success-for-your-farm-business Fri, 02 Jun 2017 03:09:26 +0000 http://www.tsfp6.org/?p=3005 Just like any business, there are a lot of risks that come with farming. Some things can also be done to ensure its success. Here are some of them: Get the right equipment The farming business is a difficult industry to get into. You need a lot of equipment for the tilling process alone. Since you invest a lot of money into the equipment, it is logical to buy the right equipment. Otherwise, the money spent may not be worth it. …

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Tractor Working on the FarmJust like any business, there are a lot of risks that come with farming. Some things can also be done to ensure its success. Here are some of them:

Get the right equipment

The farming business is a difficult industry to get into. You need a lot of equipment for the tilling process alone. Since you invest a lot of money into the equipment, it is logical to buy the right equipment. Otherwise, the money spent may not be worth it. There are many great and high-quality harrows for sale in Australia from k-line.net.au that can be beneficial to your growing business.

Know your market

Before you start a farming business, identify the demographic and market your farm will be catering to. Several factors you may want to take note of include consumer patterns, gender, age, ethnic group, location and average income. Knowing your potential customers can lead to the success (or failure) of the venture.

Create a strategy and focus on it

Once you have the available facts, create a plan for the different facets of the venture. Focus on your strategy. Otherwise, your farming business may not take off because you are all over the place.

Set SMART goals

It is vital for any business to establish goals in their operations. For goals to be effective, they should be SMART. SMART stands for Specific (it should be significant and sensible), Measurable (it can be compared against a set of qualifications), Achievable (it can be attained), Relevant (it is results-based and reasonable) and Time-bound (it can be achieved in a certain amount of time).

Create branding designs

The Internet has revolutionised the world so much that even farms now have to have their branding for effective marketing. The branding design must represent the personality and objectives of the business well.

How a farming business will fare will depend on whether the management will deliver on its goals.

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Effective Supplies Management is Key to Successful Event Planning http://www.tsfp6.org/digi-serve/effective-supplies-management-is-key-to-successful-event-planning Wed, 31 May 2017 03:55:53 +0000 http://www.tsfp6.org/?p=2997 Event planning is a lucrative business to get into. If you do well, you could have great opportunities to succeed and reap incredible amounts of revenue. But to handle an event or party effectively, you need a reliable partner who would supply everything you need. You need to work with a company that specializes in event rentals in St. Paul MN. Once you find a dependable partner who would deliver as expected, you will have fewer worries to care about. Supplies, which …

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Event PlanningEvent planning is a lucrative business to get into. If you do well, you could have great opportunities to succeed and reap incredible amounts of revenue. But to handle an event or party effectively, you need a reliable partner who would supply everything you need. You need to work with a company that specializes in event rentals in St. Paul MN.

Once you find a dependable partner who would deliver as expected, you will have fewer worries to care about. Supplies, which include tents, tables and chairs, and decor elements, should come from only one source. It is more convenient and far more efficient that way.

Knowing What You Need

As an important first step, you must have a checklist of supplies that you need for a particular event. The type of event, as well as the size of the venue, will usually dictate the volume of items you need. If you do not want a shortage just before you go live, you will organize the order forms and put them against your checklist. That’s how experts who do not want a single mistake do it.

You Cannot Fail

For event planners, a single mistake could mean the end for their business. Once the damage is done, whether it is due to supplies shortage or any issue, it is impossible to undo the damage and try again. Without second chances, it is clearly important that you do it right the first time. Even a small error could set forth a chain reaction that will blow up into a complete failure for your event.

Before you sit down to host an event, make sure your arsenal is fully equipped. Choose the event rental service provider who will be your long-term business partner. That should set you off towards the right track.

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Storage Tanks: Understanding the Regulations of API Designs http://www.tsfp6.org/digi-market/storage-tanks-understanding-the-regulations-of-api-designs Sat, 27 May 2017 01:00:10 +0000 http://www.tsfp6.org/?p=2980 The American Petroleum Institute (API) and the American Society of Mechanical Engineers (ASME) have set down standards for designing, fabricating, welding, and setting up storage tanks for many kinds of materials. Storage tanks are required by the oil and gas industry to contain material required through multiple stages of the refining and shipping process. API’s 650 tank design standards set out the minimum requirements for designing, fabricating, setting up and even the inspection of large, welded storage tanks. Storage tanks are …

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Storage tanks with the men talkingThe American Petroleum Institute (API) and the American Society of Mechanical Engineers (ASME) have set down standards for designing, fabricating, welding, and setting up storage tanks for many kinds of materials. Storage tanks are required by the oil and gas industry to contain material required through multiple stages of the refining and shipping process.

API’s 650 tank design standards set out the minimum requirements for designing, fabricating, setting up and even the inspection of large, welded storage tanks. Storage tanks are application specific and choosing the right one will depend on what is needed for the job.

What is covered by API 650 Regulations?

API designed storage tanks include slightly conical or flat roofs. The design facilitates the storage of liquids at lower pressures, which put a limit on roof weight. This is because the tanks are usually fragile and the chance of failure due to a vacuum or over-pressurization is pretty high. Tanks not designed according to API regulations can be prone to failure due to the following reasons:

  • Overfilling – There have been many instances when overfilling has caused explosions and serious fires. Regular inspection is important to prevent problems. Attaching alarms and using interlocks can prevent this issue, as well.
  • Too much pressure – Tanks that contain materials, which can cause over-pressurizing, lead to venting issues. Excessive pressure causes property destruction and injuries to employees.
  • Under pressure – This causes structural damage beginning in the tank’s walls and the eventual scrapping.

These are among the important reasons to follow design specifications closely. Tank designer and fabrication companies have to be sure that they have clearly marked piping with color codes. They have to ensure that the layout and control scheme is defined clearly and easy to understand, as well.

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Things You Need to Do Before Your Camping Vacation http://www.tsfp6.org/digi-travel/things-you-need-to-do-before-your-camping-vacation Sat, 27 May 2017 01:00:00 +0000 http://www.tsfp6.org/?p=2985 Are you planning to get an off-road camper with a canopy and drive to the nearest camping site? Here are four tips you can follow for your next camping trip with your friends: 1. Don’t idealise camping There is no correct way of camping. Don’t let images of camping trips from television and movies stop you from enjoying your trip. Comfort and safety should be your concern when camping, and not an idealised version of a camping trip. 2. Organise …

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Friends CampingAre you planning to get an off-road camper with a canopy and drive to the nearest camping site? Here are four tips you can follow for your next camping trip with your friends:

1. Don’t idealise camping

There is no correct way of camping. Don’t let images of camping trips from television and movies stop you from enjoying your trip. Comfort and safety should be your concern when camping, and not an idealised version of a camping trip.

2. Organise your things

There are lots of gears and things needed for a camping trip, so it is important for a person to prepare ahead. You can’t just give yourself two hours before departure to start looking for tools and other equipment. The ideal scenario is to start preparing at least five days before you leave for the camping trip.

3. Think of the essentials you need to relax

An off-road camper can give you all the comforts of home, but it would be better if your camper canopy could provide you shade and protection from the weather. You can sit under it and enjoy the view, while you sip tea or read a book in the great outdoors.

4. Leave the camping area the way you found it

This is an unspoken rule but if anyone conscious about the environment already knows about this. Pick up your trash and other waste materials from the camping grounds. Make sure other campers will enjoy their trip too.

Ultimately, how your camping trip will end depends on how well you prepare for it. Don’t let your lack of preparation bring you down. Take your off-road camper and enjoy the great outdoors in comfort.

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