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George Cummins, Author at Tsfp6.org

Senior Mental Health and Illness in Nursing Homes

Posted on by George Cummins in Healthy Times | Comments Off on Senior Mental Health and Illness in Nursing Homes

Aging, mental illness, and physical disability and sickness can manifest concurrently in the elderly. Senior homes that provide health care services can be especially important for this population. Staff are fully trained to deal with physical illnesses and to acquire the additional skills to handle patients with mental health conditions. Dealing with Mental Illnesses State mental hospitals housed the majority of people with chronic mental illnesses all the way up to the 1970s. The institutions were publicly perceived to be …

Options Available to Handle Traffic Congestion

Posted on by George Cummins in Insights | Comments Off on Options Available to Handle Traffic Congestion

The continuous growth of both the Australian population and economy is increasing the number of vehicles on the road. In urban areas, especially Central Business Districts (CBDs) pedestrians, cyclists and private and public vehicle use are on the rise. With the increase in movement, several factors have contributed to an increase in travel times, creating a chain of events that ultimately leads to a compromised lifestyle. The State of Traffic in Australia The Bureau of Infrastructure, Transport and Regional Economics (BITRE) released …

Get Things Straight: What You Should Know About Hard Money Loans

Posted on by George Cummins in Money Times | Comments Off on Get Things Straight: What You Should Know About Hard Money Loans

You may have heard the term hard money lending, but are unsure of what it really is. Briefly, hard money loans are a type of short-term financing and asset-based loans with higher rates than conventional mortgages. These are a great choice for developing real estate and flipping houses or those who don’t have an excellent credit but needed financing for a renovation project. Hard money lenders in Miami note that despite its obvious benefits and uses, many are still hesitant in …

4 Cost-Effective Garden Design Tips For You

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The exteriors of a home are as important as interiors when it comes to making a good impression. One of the elements you need to pay attention to is the garden. Apart from keeping your blooms healthy, here are four things that you can do to redesign your garden: Build an aluminium glasshouse Aluminium glasshouses are one of the best types of glasshouses. They are easily customisable and they do not rust fast too. Aluminium glasshouses are also generally more …

How to Effectively Manage Difficult Customers

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Difficult customers could pose a predicament: Should you let them go or try your best to keep their business? Before doing anything impulsive, check your customer service. All businesses face demanding customers — those who want more than what’s included in the deal, those who always have a complaint, and those who send returns repeatedly. While it might be tempting to just turn them away, make certain that it’s the customer who’s really being difficult and not your staff. Use …

Instances You Shouldn’t Refinance Your Home Loan

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Refinancing your mortgage might seem appealing to some homeowners. However, it doesn’t always make great financial sense. Depending on your specific circumstances, refinancing could make your finances worse. While the appeal of reduced monthly payments and interest rates might seem great, it’s vital that you understand the risks involved. With this in mind, below are certain situations when it’s best NOT to refinance, explains an experienced refinance specialist in Tempe. 1. If You’re Moving Out in a Few Years When …

A 3-Point Guide to Keeping Your Construction Costs Low

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Construction projects can be financially overwhelming, especially if you are inexperienced in the industry. Some of the things that will likely take up a considerable chunk of your budget are raw material purchases, construction of the foundation, and labour. Fortunately, this article provides you with critical but straightforward methods of keeping your construction costs as low as possible. Develop a good plan First, you need to know the size, type, and design of the house or apartment you want to …

Out with Oil: 3 Skincare Tips to Keep Oily Skin Healthy

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Skincare has been made easier with the wide array of products and regimens available in the market. Whether you have dry or oily skin, there’s already a formula for most skincare products in the market. The key is knowing the right type of product that would keep oily skin at bay. Create your own skincare routine by knowing these key steps in caring for oily skin. Always moisturize Oily skin can make some people believe that your skin will never …

3 Ways You Can Use Home Equity as a Source of Funds

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Your home can be your ATM when you need to come up with some extra cash. You can use the home equity you have built over time to get low-cost funds. Here are three ways you can borrow on your home equity. 1. Home Equity Line of Credit A home equity line of credit (HELOC) is a flexible loan with no or few closing costs. The interest rate is variable, but your lender may offer a fixed rate for some …

How to Apply for Social Security Disability Benefits for Your Child

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Many parents of children with disabilities struggle financially with the continuous increase of medical care costs every year. One way these parents can get financial support is through the Social Security Administration’s (SSA) Social Security Income (SSI) Disability Program for Children. But do you ensure social security disability eligibility for your children? Here are some ways you can secure the benefits your kids need: Age Requirement A child has to be under 18 years old to be considered for the …